Encryptions

When it comes to credit card processing, data security is of the upmost concern. The industry uses many differnent types of encryptions to protect cardholder's pin numbers and keep other personal information private. As new threats arise, so do new ways to combat against them so this is an ever changing world, please check back here if you ever have any questions regarding data security at FTA.

FTA Encryption Types

• TDES 300 - This is our current encryption type that is used for all pin pads & internally encrypted terminals. 

• DUKPT 100 - This encryption is still in circulation but it's End of Life is dated for this July 1, 2012 so hopefully we'll be getting these all swapped out before then. 

• EMV - This is the next stage in encryption for credit cards and other payment methods. These cards will contain electronic chips that store data -

"Not only will chip technology accelerate mobile innovations, it is also expected to secure payments into the future through the use of dynamic authentication. Chip technology greatly reduces a criminal's ability to use stolen payment card data by introducing dynamic values for each transaction. Even if payment card data is compromised, a counterfeit card would be unusable at the point of sale without the presence of the card's unique elements. By reducing static authentication, we diminish the value of stolen cardholder data, benefiting all stakeholders. "

News on EMV and NFC

https://corporate.visa.com/media-center/press-releases/press1142.jsp

Training Items & Things to Remember

• TDES 300 is the Current Encryption type
• Encryption is used to "scramble" pin numbers
• "Blown" encryptions commonly occur when disconnecting the pin pad with the power on
• Any DUKPT 100 types should be Swapped
• EMV is the next encryption type to be released
• Only wireless terminals and Ing 7780's are internally encrypted